Hatchback
If you see a Seat Toledo parked up next to a Seat Leon, it makes you believe in that depressing theory that for everything positive allowed into the world, something negative must also be sent to counteract it. Alongside the genuinely beautiful Leon, the Toledo looks plain ungainly.
Its other family problem is the Altea hatchback. That model does just about everything the Toledo does, but for less money. Even the Toledo's huge boot is negated by the larger Altea XL. If you do go for a Toledo, though, it can swallow five adults and their luggage comfortably. The interior is solidly put together and, like all modern Seats, there’s a sporting feel to the cockpit. Visibility is poor all round, though, so you need to take care when reversing or pulling onto roundabouts. There’s little to complain about in the drive, though. Based on the excellent Mk5 Volkswagen Golf platform, the handling is tight and tidy, and the ride comfortable.
Running Costs
Stick with the 1.9 TDI diesel for low fuel bills, thanks to a claimed 51.4mpg. You’ll never get that in real-world driving, but mid-40s is perfectly possible. If you prefer the more powerful 2.0-litre diesel Sport, it’s still not a disaster, with an official 47.9mpg. The downside, however, is group 9 insurance costs. Insurance on the 2.0 FSI Sport is even worse, with a group 10 rating, but at least its fuel economy, at 36.2mpg, is reasonable. The 1.9 TDI incurs only group 6 insurance, as does the 36.2mpg 1.6-litre petrol version. Other running costs aren't great, though, as the Toledo has slightly higher servicing costs than the Leon or Altea. And that's despite the fact that the service intervals are the same, with work required every 10,000 miles. Dealers tend to be pricier than Citroen, Ford or Skoda franchises, so if the three-year, 60,000-mile warranty has expired, find a recommended independent garage.
Saloon
The attractive-looking Toledo arrived in 1999 using the floorpan of the Mk 4 Volkswagen Golf as its basis. It rides well, making it an easy car to live with. And, many reckon that it's a sharper-handling car than the Golf, although the faster versions, such as the 170bhp V5, don’t feel as sporting as they could. There’s a wide range of engines, and all offer acceptable performance and refinement, but some suffer reliability problems. Equipment is good across the range, and all but the entry-level car get steering which adjusts for both rake and reach as well as height-adjustable seats, so getting a good driving position is easy. The cabin feels reasonably plush, although it's no match for a Golf. More than that, the four-door saloon body style restricts practicality, and the boot sits high with a narrow opening. However, the seats split and fold, and cargo space is generous.
Running Costs
A replacement engine is going to put a bit of a dent on your credit card, and it could well happen if the 1.8-litre petrol unit is allowed to run past 70,000 miles without having a new timing belt fitted. Although less serious, diesel engines can eat cash having turbochargers repaired. Seat dealer rates tend to be marginally higher than most rivals, while the average repair cost is more expensive than for a VW or a Skoda. At least insurance isn’t too much of heartache. The 1.6-litre petrol proves the least expensive, with a group 5 rating, whilst the more popular 1.9 TDi S is in group 7. The more sporting models can be rated as high as group 15, and it doesn’t make any difference whether you go for the diesel or the petrol. Instead, the reason for going diesel is to get better economy; the 1.9 TDI has an official 54mpg, a far cry from the thirsty V5’s 30mpg.
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